Flexible Ownership: Payment Plans for The Wave Towers
A common myth in real estate is that you need millions in the bank to start investing.
While that might be true for buying raw land or commercial buildings, pre-selling condominiums like The Wave Towers are designed to be accessible.
Cebu Landmasters and NTT UD Asia have crafted flexible payment schemes that allow you to enter the market now and spread the cost over time. Here is how you can afford a piece of Cebu IT Park.
1. The “Spread the Down Payment” Strategy
The biggest hurdle for most buyers is the Down Payment (equity). At The Wave Towers, you don’t have to pay the full 10% or 20% equity upfront.
- Stretched Equity: You can spread the down payment over 48 to 60 months (depending on the current promo).
- Low Monthly: This brings your monthly cash out down to a manageable figure, often comparable to a car payment.
- 0% Interest: This monthly equity payment is interest-free.
2. The “Spot Cash” Advantage
If you do have liquidity, cash is king.
- Big Discounts: Paying the Total Contract Price (TCP) or the Equity in full usually qualifies you for a significant discount (e.g., 8% or more).
- Instant Equity: By paying less than the market value, you instantly create “paper wealth.” If the unit is worth 5M and you bought it for 4.6M, you are already ahead.
3. Bank Financing Made Easy
Once the equity period is over, the remaining balance is paid via bank financing.
- Partner Banks: CLI has strong relationships with major banks (BDO, BPI, Metrobank), ensuring faster approval and competitive interest rates for their buyers.
- Long Terms: You can stretch the loan up to 15 or 20 years to keep the monthly amortization low.
Sample Entry Points
Note: Prices subject to change. Contact us for the latest computation.
- Studio Unit: Ideal for starters. Lowest monthly equity.
- 1-Bedroom: Mid-range investment with high rental potential.
- Premium Units: Higher capital requirement but scarcity value.
Reservation Fees start as low as ₱50,000. That is all it takes to secure your unit and lock in the current price.
Conclusion: Start Small, Dream Big
You don’t have to wait until you are rich to invest. You invest to become rich.
With the flexible terms at The Wave Towers, you can control a high-value asset with a relatively small monthly output. It’s about discipline, not just capital.
Get your sample computation today and see how easy it is to start.
Notes
Meta Description: Learn how to invest in The Wave Towers with flexible payment schemes. From low monthly down payments to spot cash discounts, find the plan that fits your budget.
10 Tags: Payment Terms, Real Estate Financing, Condo Investment, The Wave Towers, Cebu IT Park, Affordable Luxury, Spot Cash, Bank Loan, Investment Guide, Financial Literacy
5 Longtail Tags: pre selling condo payment terms cebu, how to buy condo with low down payment, spot cash discount real estate philippines, bank financing for condo cebu, invest in cebu it park affordable
